Condos and PUDs…Change is Coming on March 11

CFSIC’s board, at its recent board meeting, agreed that CFSIC’s current cap of $175,000 for eligible concrete work under CFSIC’s guidelines will apply to condominiums and PUDs as well, subject to what follows.

Speaking first of condominiums, and by way of example, what this means is that the cap of $175,000 for eligible concrete work per foundation platform will remain what it is, which also includes four condo units or fewer sitting on the same foundation. This means that CFSIC is not distinguishing among a single-family dwelling on one foundation, or a four-unit multi-family home on one foundation, or four condo units or fewer resting on one foundation.

Under the enabling legislation, CFSIC cannot currently entertain an application for a condominium or PUD foundation platform for greater than four living units. We expect the enabling legislation to change, perhaps in June, in order to fix this wording issue.

Once the legislation changes, CFSIC will consider each additional condo or PUD unit above the first four sited on a single platform to be capped at a 25% pro rata of the $175,000 cap.

Using an example of six condo units on one platform, this would result in a total cap applying of $175,000 (for the first four units) plus $87,500 (or an allocation each of $43,750 for the remaining two), for a total cap of $262,500. In other words, each unit above the first four would be capped at 25% of the total cap of $175,000 applying to the first four.

Beginning on March 11, a condominium association will be able to apply for either a Type 1 (replacement) or a Type 2 (reimbursement) claim, provided that any foundation platforms applied for don’t contain more than four living units. Also, beginning on March 11, a PUD association will be able to apply in the same way. (Right now, the owner of a single residential building who also owns the foundation, and where that unit is a PUD, can apply as a single homeowner.)

All other terms and conditions of the CFSIC program will apply.

On March 11, we will be announcing more detail about the condominium and PUD application process. We will also change the website to include more information about how the process will work.

Our Thanks to the Connecticut Association of Realtors

The Board of Directors of CFSIC expresses its sincere thanks to the Connecticut Association of Realtors and to its President, Dan Keune, for a grant that has been awarded to CFSIC to create a special education module that will train home inspectors in conducting visual examinations aimed at identifying affected crumbling foundations.

Thanks to this visionary effort by the Connecticut Association of Realtors, later in the spring we will announce a training course that will enable licensed home inspectors to conduct visual examinations that will be accepted by CFSIC for purposes of severity class code assignment. This will enable more homeowners to get in line faster under the CFSIC program. It’s our hope that, once the program is announced, the CT Department of Housing will permit CRCOG to reimburse homeowners seeking reimbursement assistance when they use a CFSIC-certified home inspector to conduct a visual examination.

More on this to follow in the coming weeks.


If you have any questions about the operation of the program, ESIS is your best source of information on your claim, and their phone number and email are shown below.

Phone: 844-763-1207


As you work through the information and application process, here’s how you can get help:

– Call ESIS (the claim adjuster) at: 844-763-1207

– Email ESIS at:

– Email CFSIC at:

To view a video of how to complete an electronic application, go here.

To apply for a Type 1 claim, go here.

To apply for a Type 2 claim, go here.

To learn more about the program, if you are a homeowner, including application help, go here.

To learn more about the program, if you are a contractor, go here.

Michael Maglaras, Principal
Michael Maglaras & Company
Superintendent, CFSIC