Latest News…May 20, 2019

Where We Are

As of May 17, CFSIC has received 621 claims.

Of these claims, 424 are active as Type 1 or Type 2 claims. CFSIC is carrying $66,607,661 in incurred claim reserves on its balance sheet for these active matters.

Of the 197 remaining claims, all of which are categorized as inactive, CFSIC carries reserves of $17,645,119, depending upon their severity class code and applicable points of evidence.

Many reasons exist for a claim to be inactive. These reasons range all the way from someone having submitted a claim on January 10 without any points of evidence (and where they still haven’t submitted any) to a number of persons who are actively in litigation with their insurers on their claim matter.

To date, CFSIC has paid almost $5 million in a combination of Type 1 deposits or progress payments and Type 2 installments.

We expect CFSIC’s known claim reserves to reach at least $90 million by the end of our fiscal year. What this means is that we have a growing body of evidence and knowledge as to where the crumbling foundations crisis exists, in what towns, and in some cases on what streets within those towns.

Confidentiality of Claimant Information

We want to re-emphasize something of importance. Claimant information is confidential. Who you are, where you live, whether you’re in litigation with an insurer or not, the extent of the damage to your foundation, whether you’ve signed a Participation Agreement or not, and when your foundation will be replaced or reimbursed…should be maintained as confidential. When you write to ESIS or you write to the Superintendent’s office, copying elected officials, members of Congress, the Department of Housing, persons involved with the Coalition, and others, compromises your confidentiality, in addition to contributing nothing to the process of the adjustment of your CFSIC claim. If you have a specific question about the status of your claim, ESIS is there to help you. There is no phone call placed to my office that has not been returned. Even members of my Board of Directors don’t have access to claimant names, and that’s the way it’s going to stay. We urge you to respect your own privacy, to which we believe you are entitled.

Condos and PUDs

All affected condo associations and the single PUD association in the affected area with which we have had contact are all now aware of what the process is to apply and to be considered for potential claim payment. With respect to the “four and under” rule under which we must currently operate, nothing prevents a claim being submitted today for an applicable condo or PUD. We are standing by to receive applications for eligible claimants.

Claimant Status…The Issue of Litigation

CFSIC takes no position on homeowner litigation with commercial insurance companies.

However, we want to re-emphasize that CFSIC cannot contribute to a claim paid by a homeowner’s insurer if the homeowner is prohibited, through a non-disclosure or similar agreement, from releasing all relevant information to CFSIC as part of the settlement derived through litigation, or even received as a non-litigated homeowner claim paid. We advise homeowners to seek legal advice on the issue of non-disclosure agreements in this regard. CFSIC has already contributed its share to claimants who individually have received claim payments from homeowner insurers. The process works, and it works well…but it cannot work at all if a non-disclosure agreement is signed and we have no access to information. CFSIC’s position has always been clear: it must be secondary to any claim paid from another source. CFSIC takes no position on whether it is or is not advisable to sign a non-disclosure agreement with a commercial insurer. We simply reiterate the facts of what we require in order to disburse funds.


If you have any questions about the operation of the program, ESIS is your best source of information on your claim, and their phone number and email are shown below.

Phone: 844-763-1207


As you work through the information and application process, here’s how you can get help:

– Call ESIS (the claim adjuster) at: 844-763-1207

– Email ESIS at:

– Email CFSIC at:

To view a video of how to complete an electronic application, go here.

To apply for a Type 1 claim, go here.

To apply for a Type 2 claim, go here.

To learn more about the program, if you are a homeowner, including application help, go here.

To learn more about the program, if you are a contractor, go here.

Michael Maglaras, Principal
Michael Maglaras & Company
Superintendent, CFSIC