Important Update: January 22

Change in Severity Class Code Engineering Assistance

Effective today, Structures Consulting will no longer be participating as one of the firms selected by CFSIC to provide homeowners with severity class code assistance. If you have engaged with Structures Consulting to provide a severity class code rating to you on or prior to January 22, Structures Consulting will be able to render a report to you at CFSIC’s expense. Subsequent to January 22, we ask that you please utilize one of the other two consulting engineering firms listed in the “For Homeowners” section of this site, specifically under item #12.

The Importance of a Severity Class Code

We’ve received a great many Type 1 applications without a severity class code assignment. I wanted to reiterate that, while we are happy to have your applications, we can’t make any applications “active” without a severity class code rating.

Three engineers are available at CFSIC’s expense to review existing engineering examinations that were done prior to the publishing of CFSIC’s claims management guidelines. They will be available through April 30, 2019. It’s important to be in touch with them and get on their list. It costs you nothing.

These engineers can be found by going to the “For Homeowners” section of this website and specifically to item #12 “Getting help with severity class code rating.”

Where We Are

In the next two weeks, we will begin processing claim payments for active Type 2 (reimbursement) claims, subject to the receipt of Type 2 Participation Agreements, which will be emailed to active Type 2 claimants this week for their completion.

I know that starting the process of paying claims is an important way for CFSIC to show that we are actually on the job and doing the work of helping homeowners.

I can tell you that we have reached the quota of 25 Type 2 claims to be paid per fiscal year through the fiscal year ending June 30, 2020, and we are well into the completion of the quota for the period ending 6/30/21. Active Type 2 claimants have been notified of their status.

I want to remind everyone that if you receive a notification from ESIS that you have an active Type 2 claim, it means that your Type 2 claim will be paid before the end of CFSIC’s statutory life on June 30, 2022. However, you may have to wait for payment based on your place in line as that place relates to each fiscal year’s Type 2 paid claim quota.

We are still sorting through the Type 1 applications received. In about a week’s time we’ll have more information to post on that subject. These claims include thousands of pages of documents, and of necessity we simply need more time. We ask your continuing patience as we sort through the first round of claims…and as we begin to see a new round approaching.

We expect to be contacting active Type 1 severity class code 3 and 2 claimants shortly with a notification that they should begin the proposal process.

This is very important: please do not anticipate your claim’s status by sending us proposals in advance. All that does is delay the process. You will be contacted by ESIS as to your claim’s status in due course.

Have We Run Out of Money?

We have not.

The initial application flow during the first week of enrollment was slower than anticipated. This means that with respect to Type 1 and Type 2 claims, and given our anticipated flow of funds, CFSIC is still very much accepting applications.

We encourage homeowners with valid claims to file them with CFSIC. There is no way that we’re going to be able to help the people who are suffering through the crumbling foundations natural disaster unless we know who you are.

Remember the way CFSIC works…we are accepting your applications and posting claim liabilities on CFSIC’s books, the total of which already exceeds, by a great margin, the cash we have on hand. It’s the way the CFSIC program works. CFSIC has made promises to the public that it can only keep if we actually receive our funding.

The Issue of Condos

I have asked for another meeting with one of the larger condo associations. During that meeting, which I have required be with the association’s board of directors, I will lay out a couple of possible scenarios to bring needed aid to condo owners. I repeat my offer to meet with any condo association board of directors at any time. We are willing to work closely with condo associations and their owners to figure out ways to modify CFSIC’s program in order to get needed funds to condo owners who in fact do not own the foundation their units sit on.

These meetings are not about changing the enabling legislation language.

These meetings are about how we figure out a way to effectively set aside funds for replacements.

However, we can’t do anything at all if condo associations don’t contact us and engage with us. We hear from dozens of condo owners…we hear almost nothing from association boards of directors. Meeting with condo owners is simply not as constructive as meeting with a board that can legally commit the association to engage with us.

For Contractors

A specimen of the bond wording required for each contractor doing business with CFSIC is up on the site and can be found here. Contractors should provide this bond wording to their agents or brokers for completion. Please remember that it is a requirement that CFSIC have a bond in hand before any payment can be made to a contractor.


If you have any questions about the operation of the program, ESIS is your best source of information on your claim, and their phone number and email are shown below.

Phone: 844-763-1207


As you work through the information and application process, here’s how you can get help:

– Call ESIS (the claim adjuster) at: 844-763-1207

– Email ESIS at:

– Email CFSIC at:

To view a video of how to complete an electronic application, go here.

To apply for a Type 1 claim, go here.

To apply for a Type 2 claim, go here.

To learn more about the program, if you are a homeowner, including application help, go here.

To learn more about the program, if you are a contractor, go here.

To learn more about the Travelers Benefit Program, go here.

Michael Maglaras, Principal
Michael Maglaras & Company
Superintendent, CFSIC